PLAN THE PRACTICAL COSTS
Moving Costs Calculator
Add your own estimates for the professional and practical costs of moving home, so you can build a clearer working budget.
Your estimated moving costs
This total does not include your deposit, purchase price or Stamp Duty Land Tax.
Budgeting beyond the purchase price
A move can involve several separate costs, and the amount will depend on the property, professional chosen and services required. Enter quotes or working estimates that reflect your own circumstances rather than relying on generic averages.
What about Stamp Duty?
Stamp Duty Land Tax depends on the transaction and buyer circumstances. Use the existing Stamp Duty Calculator for a separate indication, then confirm your position with a solicitor, conveyancer or suitably qualified tax adviser.
If legal work is estimated at £1,800, a survey at £600, mortgage fees at £999, removals at £1,200 and other costs at £500, the total entered would be £5,099 before any deposit, purchase price or SDLT.
How to build a useful moving budget
Start with written estimates from the professionals and services you expect to use. Add each amount in the matching field, leaving optional costs blank where they do not apply. Check whether each quote includes VAT, searches, disbursements or other extras before entering it, so the same item is not counted twice.
Press Total My Estimates to see the combined amount and a breakdown. This is a total of your inputs, not a quote from S&S or an assessment of what you can afford. Revisit the figures as your transaction develops and replace provisional amounts with confirmed costs.
Buying and selling at the same time
If your move includes selling a home in Solihull or Shirley, book a free property valuation to discuss market positioning, marketing and the selling process. Our home equity calculator can also help you explore a sale-value estimate against your mortgage balance.
An onward move can involve costs on both sides of the transaction. Ask your conveyancer to explain the buying and selling charges separately, and include your agreed estate-agency fee if applicable. Money from a sale may not be available at the point an earlier payment is due, so discuss the timing with the relevant professional.
Read our guide to buying costs and selling journey guide. For a separate deposit illustration use the deposit and LTV calculator, or return to the calculator hub. Keep these illustrations separate from personalised professional advice.
Frequently asked questions
Are the costs supplied by S&S?
No. The calculator totals the figures you enter. Obtain exact quotes from the relevant independent professionals and service providers.
Should sellers include estate agency fees?
If you are selling a property as part of your move, you can enter the fee you expect to pay. Check whether your quote includes VAT and what services are covered.
Does the total include every possible cost?
No. Your move may involve insurance, storage, repairs, leasehold charges or other items not listed here. Use the Other costs field for additional estimates.
This calculator simply totals user-entered estimates for general planning. Actual legal, surveying, mortgage, agency and moving costs vary. It is not financial, mortgage, legal, tax or surveying advice. Confirm costs and liabilities with the relevant independent professional or provider.
Planning Your Next Move?
Selling in Solihull or Shirley? Start with a free, no-obligation property valuation and a clear conversation about your plans.
BOOK A FREE PROPERTY VALUATION